Final expense insurance that puts seniors first
No hard sell. No confusing jargon. Just simple, affordable coverage built to protect your family from the burden of funeral and end-of-life costs.
We do final expense differently.
Fast, straightforward application
A short 2-minute application, no long forms, no medical exam for most seniors. Just a few basic health questions.
Real licensed advisors
A licensed advisor (not a call center) reaches out within a day to answer questions and shop rates for you.
Most affordable option
We compare rates across most major carriers and match you with the plan that gives you the most coverage for the lowest cost.
Coverage that can't be cancelled
Whole life final expense policies lock in your rate and coverage for life, as long as premiums are paid.
Built specifically for seniors
Ages 50 to 85, health conditions welcome. Even if one carrier declines, we partner with many so most people qualify somewhere.
No pressure, no obligation
Quotes are always free. Take your time. You'll never be pushed into a policy that doesn't fit.
Coverage you can trust
Your policy is underwritten by established, A-rated carriers that have been paying claims for decades, companies like Mutual of Omaha, Aetna, Gerber Life, Foresters, Americo, and more. We're independent, which means we work for you, not for one insurance company, so we can shop across the market and find the coverage that actually fits your budget and health.
Every plan we offer is guaranteed renewable whole life, with fixed premiums that never go up and a benefit that never decreases.
A-rated carriers
We only work with financially strong, established life insurance carriers.
Licensed in TX, CA, NJ & AZ
We're actively expanding, more states coming soon. Send us a note and we'll let you know if we can help in yours.
5-star client reviews
Seniors and their families consistently rate our team highly for care and clarity.
Why we started Simple Senior Final Expense
Too many seniors get pushed into policies they can't afford, or worse, into policies that don't actually pay when the family needs it most. We started Simple Senior Final Expense to change that. Our mission is straightforward: help seniors get honest answers, fair pricing, and coverage that actually protects their loved ones.
No robocalls. No pressure. No confusing fine print. Just a licensed advisor who will take the time to walk you through your options and find the plan that fits.
What our clients say
They made it simple
I was dreading the whole process, but the advisor walked me through everything in under 15 minutes. Approved the same day.
, Diane R., 68
Best price I found
I had three other quotes. Simple Senior beat all of them and the coverage was better. My family is protected.
, Robert M., 72
Kind and patient
They didn't rush me. Answered every question my daughter and I had. That meant a lot.
, Marjorie S., 74
Ready to get started?
Get a personalized quote in seconds. No obligation.